- When is your retroactive date?
- Are all entities named on your policy?
- Does your policy include disciplinary or regulatory proceeding expenses resulting from a claim reported to the company?
Employment Practices Liability
- Does your policy cover claims under the FLSA (Fair Labor Standard Act)?
- What about Wage & Hour claims?
- Do you need third party liability coverage?
Data Breach/Cyber Liability
- Do you handle personal information of others? This coverage is imperative to have.