Staffing Agencies


Staffing Agencies vary more than any other kind of business. Most of your biggest exposures will come from workers compensation and/or professional liability. It is important to understand that your basic General Liability policy will not cover you for a Professional Liability loss. In an industry where you are recommending employees to other companies, there is always risk for claims and if you’re not properly covered, you could end up paying significant out of pocket costs. We have a broad range of companies that we can access to make sure you have the coverage you need.

A personnel agency filled a position for a mid-level sales manager. After one year on the job and a decline in sales, the client company fired the manager and sued the personnel agency. The company alleged the sales manger was a poor performer who wasn’t properly screened by the agency.

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The claim scenarios described here are offered solely to illustrate the types of situations that may result in claims. The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.