Provides both Property and Commercial General Liability coverage and a number of other common coverages (Business Interruption, Hired & Non-Owned Auto or Umbrella) needed by businesses for a single annual premium.
Property insurance protects your business property (desks, phones, computers, etc.) against physical loss or theft.
Commercial General Liability coverage responds to claims of bodily injury (someone slips and falls in your office, or you go to a client’s location and accidently injure someone) and claims of property damage (you knock a trophy off a desk during a client meeting) and products liability. These policies typically also respond to claims of personal injury (including slander or libel), and advertising injury.